By Laura J. McDonald, Susan L. Misner
From the founders of GoldenGirlFinance.ca comes a brand new ebook on the way to get your monetary condominium so as and luxuriate in the liberty and happiness that includes a safe monetary destiny. In 10 how you can remain Broke. . . endlessly, you'll examine why concentrating on dwelling good now could be as a rule a route to poverty later. you've gotten a brand new vehicle, a stunning residence, and a dresser to die for, yet you're shortchanging your self if you happen to haven't all started saving and making an investment for retirement.
In 10 how you can remain Broke . . . perpetually, own finance specialists Laura McDonald and Susan Misner provide help to commence making plans for the following day this present day. With uncomplicated assistance and directly speak about funds, they clarify the issues girls do to stick broke and what you need to do instead.
From the founders of GoldenGirlFinance.ca, the prime own finance web site for Canadian women
Written in an enticing, getting access to, and conversational variety that takes the terror out of the advanced global of finance
Features sensible, actionable suggestion for taking keep watch over of your individual funds with real-life examples and convenient tools
Having cash on your pocket is a smart feeling. yet there's not more remarkable feeling than monetary safeguard. Having cash within the financial institution capability having strength, hazard, and opportunity—and not anything feels higher than that!
Read or Download 10 Ways to Stay Broke...Forever: Why Be Rich When You Can Have This Much Fun PDF
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Additional info for 10 Ways to Stay Broke...Forever: Why Be Rich When You Can Have This Much Fun
Before you say “I quit,” remember, this is how you build wealth. You would make sacriﬁces. You would get by. You would ﬁgure it out. Best of all, you wouldn’t have the stress and guilt of not adhering to your savings plan anymore: it would just be taken care of. Now go to your nearest bank and request a savings account with automatic withdrawals to coincide with your paydays. Go on, get! 5. Liquidity Ratio Goal: 6 or higher. Last one, we promise—and then you can put away the calculator for awhile.
However, it is not the end of the world. indd 49 21/02/13 11:59 AM 50 10 Ways to Stay Broke . . Forever healthy new start. Want some inspiration—or maybe just some consolation? These celebrities have all gone bankrupt and lived to see another day: · Donald Trump: corporate bankruptcy in 1991, 1992, 2004 and 2009 (we’re hoping 2013 isn’t next) · · · · · · · Larry King: personal bankruptcy in 1978 Cyndi Lauper: personal bankruptcy in 1981 Meat Loaf: personal bankruptcy in 1983 Toni Braxton: personal bankruptcy in 2010 Betsey Johnson: corporate bankruptcy in 2012 Willie Nelson: personal bankruptcy in 1990 Elton John: personal bankruptcy in 2002 But these celebrities have nothing to do with me, you protest!
This includes the investments that are blocked off for you to use at some future date and that you 21/02/13 11:51 AM 18 10 Ways to Stay Broke . . Forever cannot easily convert into cash. For example, investments within a registered retirement savings plan (RRSP), registered education savings plan (RESP), registered retirement income fund (RRIF), a life insurance policy or a pension plan. · Hard assets. No, your enviable butt does not count, though it certainly ought to be worth something! We’re talking about your bottom line here.